Personal Savings

Regular Savings

Everyone needs a regular savings.

Union Bank offers an account with several advantages. Interest is earned on any balance over $100.00. Immediate availability of funds is offered and a statement is mailed quarterly.

You are able to make (3) free withdrawals each quarter and $1.00 will be charged for each additional withdrawal if your balance falls below $300.00. 

You may make no more than six pre-authorized withdrawals, automatic or telephone transfers, checks, drafts and debit card transactions from your account per month or statement cycle. 

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Ultimate Savers

  • Must be tied to the Ultimate Checking account
  • Premium interest rate on $0 - $15,000
  • No minimum balance to maintain ($100 to open)
  • No fees or service charges
  • Tiered interest rates: Contact bank employee for further information on rates and terms.

You may make no more than six pre-authorized withdrawals, automatic or telephone transfers, checks, drafts and debit card transactions from your account per month or statement cycle.

Johnny Appleseed Account                                                       

       * Interest Bearing Savings Account for Children 12 and under 

       * Interest Earned on Entire Balance 

        * Only $10 to Open

        * Quarterly Statements with Newsletter Inserts

        * Periodic Activities and Incentives to Save 

You may make no more than six pre-authorized withdrawals, automatic or telephone transfers, checks, drafts and debit card transactions from your account per month or statement cycle.

 

Individual Retirement Account

It's still a great investment.

You can start your IRA for only $100 and make deposits anytime during the year. Both fixed interest or variable interest rates are available and ALL interest earned is tax sheltered. Withdrawals may begin when you reach the age of 59 1/2. (SUBSTANTIAL PENALTY FOR AN EARLY WITHDRAWAL)

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Certificates of Deposit

To earn higher interest many of Union Bank's customers choose a Certificate of Deposit. Your certificate earns high interest based on the term you choose. Your interest may be paid by check, deposited to the account of your choice, or compounded. Interest can be paid monthly, quarterly, semi-annually or annually. The minimum deposit for a certificate is $500.00 (SUBSTANTIAL PENALTY FOR EARLY WIDTHDRAWAL)

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